Insuring Your Rig
Whether you’re a driver, owner/operator, fleet manager, or trucking company owner, one thing is for sure: You have a lot riding on the road. Logistics and transportation are vital to our nation’s infrastructure and economy,...
Love Your Motorcycle? Get the Right Insurance to Protect It
Motorcycles come in many different shapes and sizes, and often have custom parts, paint, or other additions. While you are probably well aware that you need liability coverage for your motorcycle, what about insurance to...
Insuring Farms and Ranches: How are Properties Used?
If you have property being used as a farm or ranch, you need certain insurance to cover the risks you face. But what are they? The insurable risks, and the insurance coverages, that are relevant...
What’s in Your Home Insurance Policy?
If you’re a homeowner, you probably have a home insurance policy And you probably think you have coverage for a myriad of incidents – or “perils” – that result in damage to your property. And...
Understanding Bonds and Their Components
The components of a surety bond may seem pretty straightforward: Someone promises to do something, someone else backs up that they will do it, and the third party gets a guarantee that it will be...
Hiring Contractors When You Have a Property Damage Claim
As the weather continues to warm up in our area, it also can bring more storms – and sometimes hail. When we have hail, it often results in a higher demand for contractors to make...
Do You Have the Right Coverage for Your Watercraft?
As you get ready to get out on the water, keep in mind that you want to protect the investments you’ve made in your hobby. While you may have coverage for some of the more...
Using Autos for Business? Don’t Let the Risks Wreck Your Plans
Maybe you have a fleet of vehicles your business uses, or maybe you just have one. Maybe you use your own car, or maybe your employees use theirs. Whatever the logistics setup is, having the...
Why Should You Compare Rates AND Coverages When Insurance Shopping
For years now, you may have heard that insurance is a “commodity”, and that price is the only differentiator on most policies. However, this is far from the truth, and believing it can leave you...
Protecting Your Investment: Insuring Your Center Pivots
A center pivot is a major investment for most farmers It’s an effective irrigation system that provides water to crops, but it can be expensive. And while it is a “structure”, it also has aspects...