How to File a Business Insurance Claim: First Steps
Article Overview: When your business suffers a loss, act quickly—document the damage thoroughly, notify Plummer Insurance as soon as possible, and avoid making permanent repairs until an adjuster has assessed the situation. Taking the right...
How Often Should You Shop Your Personal Insurance?
Article Overview: Most insurance experts recommend shopping your personal insurance every one to three years, or after any major life change. Shopping too rarely means you could be overpaying; shopping too often can hurt your...
Is Your Business Insurance Actually Enough?
Article Overview: Many business owners in Western Nebraska and Northern Colorado carry insurance policies that look sufficient on paper but contain critical gaps. A Business Owner’s Policy (BOP) bundles core coverages conveniently, but it rarely...
What to Do After an Insurance Claim in Nebraska or Colorado
Article Overview: After filing an insurance claim, prioritize safety first, then document all damage thoroughly with photos and written notes. Review your policy to understand your coverage, take steps to prevent further loss, and contact...
Personal Liability Risks: Are You Really Covered?
Article Overview: Personal liability risks are more common than most people realize. From a guest slipping on your front steps to an online post sparking a defamation lawsuit, everyday incidents can lead to significant financial...
Small Business Insurance Gaps That Could Cost You Everything
Article Overview: Many small businesses are dangerously underinsured — not out of ignorance, but because of two persistent attitudes: cutting costs and assuming disaster “won’t happen to us.” This post breaks down the most commonly...
Summer Property Risks in Nebraska and Northern Colorado
Article Overview: What Property Owners Should Watch as Summer Starts Summer property risks increase quickly across Western Nebraska and Northern Colorado as warmer air, stronger storm systems, dry vegetation, higher water demand, and increased building...
AI Liability Risks: How Businesses Can Prepare and Protect
Article Overview: AI can improve speed and decision-making for businesses, but it also changes the risk profile of a business. A practical insurance review can help identify gaps before an AI-related claim occurs. AI liability...
Maximizing Your Protection: The Strategic Benefits of Bundling Insurance Policies
Article Overview: This article discussed the what, why, and how of bundling insurance policies, as well as the advantages that approach can bring for insureds. Discounts and coverage option information is included. Managing multiple insurance...
Navigating the Future: How Technology is Reshaping Trucking Risk Management
Article Overview: This article discusses how tech is impacting the shifts in trucking risk management and transportation, both from a risk perspective as well as a safety approach. The commercial transportation sector is undergoing a...