What Are the Risks to Know Before Boating Season Starts?
As you prepare to get out on the water and enjoy the weather and the season, don’t let risks that you may not have considered get in the way of your good time. Consider preparing...
Flood Risks: They’re Not Just for Floodplains
Snow melt, flash flooding, drainage issues caused by flooding, and more can leave your property at risk no matter your elevation. And if you don’t have the right coverage, you may be left without the...
Small Business Risks You May Not Know About
If you have certain equipment, perform certain tasks, provide consulting, or take possession of client goods – you’ll want to confirm that the policies you have provide the coverage you need.
Home Insurance: It’s Not All the Same
You have probably seen dozens if not hundreds of commercials for home insurance. Many of them tout the faster and cheaper offerings that you can purchase for your home. And there definitely are faster and...
Professional Liability Coverage: What is It and Do You Need It?
If you own a business, you likely have general liability insurance, property coverage, and workers’ comp to protect your assets But if your business provides a service, you may have additional liability for your professional...
What Will See from the Insurance Marketplace in 2024?
In 2023, the insurance industry experienced a “hard market” on property insurance that impacted coverages and rates for many. What does this mean? A hard market is when insurance companies raise their rates and begin...
Are You Covered in an Accident with an Uninsured or Underinsured Motorist?
Unfortunately, many drivers on the road do not have the proper insurance in place In Nebraska, the Insurance Information Institute (III) estimates that almost 10% of drivers are uninsured, while in Colorado the number grows...
What Contractors Need to Insure Themselves and Their Businesses
Contractors help build our country and play a vital role in the growth and development of our economy Because of this, their economic impacts need to be insured, both for the interests of the contractor...
Why Would Your Business Need a Commercial Umbrella?
If you’ve already purchased insurance for your business, you may believe you have “enough” coverage for your risks Business coverages like a General Liability policy (sometimes called GL or CGL), a Business Owners Policy (BOP),...
Why would you need a Personal Umbrella Policy?
You have insurance, right? So, why would you need a layer of protection over the coverage you already have. A personal umbrella policy, often called a PUP, can “extend” the coverage you have, and may...