Comparing Insurance Policies and Prices? It’s Not Apples and Oranges
When it comes to insurance, it’s easy to fall into the trap of thinking all policies are comparable simply because they have the same coverage … Read more
What Insurance Does A Restaurant Need?
What Kind of Insurance Does a Restaurant Owner Need? Restaurants are complex businesses with a variety of hazards – sharp utensils, hot equipment, food safety … Read more
The 2025 Outlook for the Property & Casualty Insurance Marketplace
The past few years have been a time of dynamic change for the property & casualty (P&C) insurance industry. Whether you’re insuring your home, business, … Read more
What to Know About Insuring Non-Owned Autos for Business Use
You don’t need a fleet of trucks or logo covered cars to have a need for business auto coverage. And if you’re a small business … Read more
Understanding Ordinance and Law Coverage for Historic Buildings
Older and historic buildings are a piece of history. Often, they can be a significant part of a town’s culture. If you own an older … Read more
What is Total Insurable Value (TIV), and Why Should it Matter?
Have you ever heard the words “Total Insurable Value” (TIV) and wondered how that was different than what you were already insuring? You’re not alone, … Read more
Why Would Your Business Need Inland Marine Insurance?
The name “Inland Marine” is sort of a misnomer and doesn’t really give us a good idea of what this coverage may help protect. The … Read more
How is a “Protection Plan” Different Than Insurance, and How Can One Help Cover You?
Whether you’ve seen it on the news, read about it, or just seen it in your own policy renewals – insurance prices are up right … Read more
Coinsurance, Deductibles, Copayment, and What to Know About the Differences
You’re likely familiar with having a deductible on your insurance policy. It’s the amount of money you’re responsible for before the insurance policy pays its … Read more
We’ve Got a Work Comp Policy, so Why do We Need Disability?
Your business has many moving parts, and safety for your team is one of the big ones. If an employee gets hurt at work, you want to have coverage in place to help them while also protecting the interests of your business.